Savings Account

Platinum Savings Account

Starting with a minimum opening deposit of $50, Platinum Savings pays competitive rates while offering flexibility and easy access to your funds. Best of all, there’s no minimum balance requirement, and no monthly maintenance fee.

Account Details

• Minimum Opening Deposit: $50
• Minimum Balance Requirement: None
• There is a $5 excessive withdrawal fee for each withdrawal in excess of 6 per month per item*
• Competitively Tiered Rate Structure
• Optional ATM Card

*Limited items include transfers by telephone, computer, ACH, wire transfer, or any pre authorized or automatic transfers.

Super Money Market

Our Super Money Market Account offers the liquidity to access your funds easily, competitive tiered rates, a convenient swiftcapital check card, and free online banking. With unlimited deposits, up to six monthly withdrawals (phone/computer/ACH/transfer), and unlimited withdrawals or transfers in person, our Super Money Market gives you the flexibility to keep pace with your business.

Account Details

• Minimum Opening Deposit: $15,000
• Minimum Balance Requirement: $15,000 Daily Ledger Balance
• $10 monthly fee if balance falls below required minimum
• $15 excessive withdrawal fee (for each withdrawal in excess of 6 per statement cycle)*
• Competitively tiered rate structure*
• Up to six monthly withdrawals
• Unlimited Deposits

*Limited items include transfers by telephone, computer, ACH, wire transfer, or any pre authorized or automatic transfers.

CERTIFICATE OF DEPOSIT (CD)

One of our easiest ways to save toward your financial goals, Certificates of Deposit are available in a wide variety of maturities ranging from 1 month to 5 years, and earn interest based on market rates. Accrued interest may be paid quarterly, semi-annually, annually or at maturity, and can be automatically credited to your swiftcapital account or delivered to you.

CDARS

For our business clients exceeding traditional FDIC insurance limits, we offer our Certificate of Deposit Account Registry Service (CDARS® ). CDARS is a safe, convenient service through which we place your large CD deposits into smaller-denomination CDs at multiple institutions. Your total deposit can be eligible for full FDIC insurance coverage up to $50 million or more. You can manage all of your CD investments through swiftcapital and a monthly consolidated statement is provided detailing the issuing banks, maturity dates, interest rate, and interest earned year-to-date.